Am I eligible for this settlement?

Are a natural person (individual, not a business) who holds or held a credit card account Had a billing address in Illinois during all or part of the period January 29, 2016, to June 1, 2022 Held a Visa, Mastercard, or Discover general purpose credit or charge card account that does not offer credit card rewards and does not charge an annual fee Used that card, or allowed an authorized user to use it, to make at least one in-person purchase at a Qualifying Merchant in Illinois between January 29, 2016, and June 1, 2022, while your billing address was also in Illinois Did not have an American Express credit or charge card account at any time during January 29, 2016, to June 1, 2022

What's the claim deadline?

The claim deadline is 2026-05-19.

Is this a real class action?

Yes. The settlement is administered by A.B. Data.

American Express Anti-Steering Rules class action settlement

Name: American Express Anti-Steering Rules class action claim deadline
End: 2026-05-19

American Express Anti-Steering Rules settled a class action over improper fees, charges, or disclosures. If you were a customer during the class period, you may be entitled to a pro-rata share of the fund. Filing takes minutes; the court-appointed administrator verifies and pays automatically.

You may be eligible if you:

Are a natural person (individual, not a business) who holds or held a credit card account
Had a billing address in Illinois during all or part of the period January 29, 2016, to June 1, 2022
Held a Visa, Mastercard, or Discover general purpose credit or charge card account that does not offer credit card rewards and does not charge an annual fee
Used that card, or allowed an authorized user to use it, to make at least one in-person purchase at a Qualifying Merchant in Illinois between January 29, 2016, and June 1, 2022, while your billing address was also in Illinois
Did not have an American Express credit or charge card account at any time during January 29, 2016, to June 1, 2022

What you can receive

American Express settlement payments are an equal, per capita share of whatever remains in the $17.5 million fund after taxes, notice and administration costs, attorney fees of up to 33.3% of the fund, litigation expenses of up to $8 million, and service award s to class representative s are deducted. The exact amount per person is not yet known — it depends on how many valid claims are submitted. Payments will be distributed digitally via email or text message, with options including PayPal, Amazon, or a virtual debit card. Payments will not be issued until after the court grants final approval and any appeals are resolved.

How to file your claim

Click the button below — it goes to the official court-appointed administrator.
Enter your information on their claim form (takes ~5 minutes).
Upload or attest to the proof the administrator asks for (usually notice ID, receipt, or account info).
Submit before 2026-05-19. Payments are issued after the settlement is final.

File for your refund →

Link goes directly to the official administrator. claimscout does not collect your information or take a cut of your payout.

American Express Anti-Steering Rules charged you fees they shouldn't have. The settlement is paying out.

You may be eligible if you:

What you can receive

How to file your claim

Other financial settlements paying out now

American Express Anti-Steering Rules charged you fees they shouldn't have. The settlement is paying out.

You may be eligible if you:

What you can receive

How to file your claim

Other financial settlements paying out now

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